Cash Flow Calculator
Analyze rental property profitability and estimate your return on investment.
Cash Flow Calculator
Analyze the profitability of a rental property by estimating your monthly and annual cash flow based on income and operating expenses.
Cash Flow Estimate
NEXT STEP
Turn this cash-flow estimate into a financing review
If this is a real rental opportunity, submit the deal once and let Dwellixa identify potentially suitable DSCR or investor-financing programs.
Calculator results are estimates for educational purposes. Financing eligibility, property availability and provider terms vary.
Calculate rental property cash flow
Use the calculator above to compare rental income with recurring property expenses and financing costs. Reviewing both monthly and annual cash flow can make it easier to compare potential rental investments on a consistent basis.
What affects real estate cash flow?
Rent and occupancy drive revenue, while property taxes, insurance, repairs, maintenance, management, utilities and debt service can reduce cash flow. Use realistic assumptions and leave room for vacancy and unexpected expenses.
Cash flow calculator FAQ
How do I calculate rental property cash flow?
Estimate recurring rental income, subtract vacancy and operating expenses, then subtract recurring debt service to estimate monthly or annual cash flow.
What should a real estate cash flow calculator include?
A useful rental cash flow analysis should consider rent, vacancy, taxes, insurance, maintenance, management, owner-paid utilities and financing costs that apply to the property.
Is cash flow the same as net operating income?
No. NOI is calculated before debt service, while property cash flow generally accounts for mortgage or other recurring financing payments.
Get Investment Advice
Connect with a local expert who knows your market.